Synopsis

A short-term insurance team is seeking a detail-oriented Insurance Underwriter to evaluate commercial insurance risks and ensure coverage remains sustainable and appropriately priced. The position requires a strong understanding of underwriting principles, policy structures and commercial risk assessment.

Key Responsibilities

Evaluate and assess commercial insurance applications.
Analyse risk factors using established underwriting guidelines.
Determine appropriate insurance coverage and pricing.
Develop and negotiate insurance terms where required.
Issue insurance policies and policy endorsements.
Review risk information for completeness and underwriting suitability.
Apply underwriting principles consistently to support profitable and sustainable coverage.
Maintain accurate records relating to underwriting decisions and policy changes.

Qualifications / Minimum Requirements

Experience within the short-term insurance sector.
Strong understanding of commercial insurance products and underwriting principles.
Relevant insurance or underwriting qualification such as NQF Level 4, RE5 or equivalent.
Ability to analyse insurance risks and apply underwriting guidelines.
Strong accuracy and attention to detail.
Ability to make commercially responsible underwriting decisions.